Showing posts sorted by date for query motorcycle insurance. Sort by relevance Show all posts
Showing posts sorted by date for query motorcycle insurance. Sort by relevance Show all posts

Sunday 30 June 2019

The Potential of Emptiness: Honda Thoughts


The garage is looking pretty spacious this weekend.  The Concours sold yesterday so the Tiger is alone in the bike-cave for the first time.  I ended up selling it on if I could sell it for what I bought it for, which I did.  I owned it for five years, rescued it from retirement, doubled the mileage on it, had some great adventures riding around Georgian Bay and down to the last MotoGP event at Indianapolis in 2015.

I was ready to go in 2016 when the Concours wouldn't start.  With the Canadian motorcycling season agonizingly short I lost my patience, but then a Tiger appeared as if by magic and suddenly the Concours wasn't a necessity.  It's hard to believe I've had the Tiger for three years already; it isn't going anywhere.

With the money from the Concours set aside, I'm already considering my next project.  I'm aiming for a bike that is significantly different from the Tiger, which is a great all purpose machine, but it's heavy; a lighter specialist is the goal.  The guy I sold the Concours to already has one and half a dozen other bikes.  Having that many bikes would be a handful, I've always been about a functional garage.  Jeff, the motorcycle Jedi, has three very different bikes, that's the direction I'd like to go in.

In a perfect world I'd have the Tiger, a sports bike and a light dual sport.  A generalist, a tarmac specialist and an off-road specialist.  Time to peruse the Ontario used bike market.


There's a dual sport in need of some mechanical sympathy.  These typically go for twice what he's asking.  Parts are accessible and not particularly expensive.  There is a complete, virtually new head on ebay for about $760CAD.  If I could get the purchasing price down to $2200, I could have a virtually new Honda dualsport for three grand that would be worth twice that.

The worrying bit is this guy managed to blow a Honda engine, which are famous for being bulletproof.  If it has been abused (the dent in the tank suggests it's been dropped, though it's a dualsport that goes off road, so I shouldn't read too much into that) then the engine could have more major damage and require big end cranks and such, which could make this a money hole.

The fact that it runs is promising and it does sound like a top end issue - but I'm guessing it's a head replacement or major remachining situation.  It's an air cooled single cylinder, so after the complexity of  the water cooled, four cylinder Concours, this'd be lawn mower simple.  I'm tempted.


I've always had a soft spot for VFR Interceptors, and this lovely example is up for sale at a pretty reasonable price considering how much work has gone into it.  Hugo, the editor of BIKE Magazine recently got one of these and went on and on about how bullet proof they were, so even an older machine like this would be readily usable.

With this RC-36-2, last gen version you get a VFR at the pinnacle of its Honda evolution.  It's technically considered a sport-touring bike, so you don't get caned in Ontario's ridiculous insurance system, and it weighs less than 200 kilos, which would make it the lightest road bike (ignoring the KLX250, which wasn't really a road bike) I've ever owned.


If I could get it for $3500, I'd be able to ride it for years.  Rather than depend singularly on the now 16 year old Tiger, I could split duties between a generalist and a road specialist.  This too is tempting.

It'd be nice to have both, the XR as a project and the VFR as an immediate gratification machine; they would make for a very diverse garage.  I think I could have both on the road for just over six grand CAD.

Saturday 13 April 2019

Gold Winging It

My buddy Jeff is heading off to the West Coast and a golden retirement shortly, so he's cleaning up and vacating Ontario (good time to be doing it).  One of his motorcycle herd is a GL1800 Goldwing.  He offered Max and I a ride last weekend to see if it worked for us since Max is now a full sized adult and your typical motorcycle is overloaded with two big guys on it.  A few years ago I rode Jeff's daughter's Honda Firestorm, by far the sportiest bike I've ever ridden.  This time around we were way up the other end of the spectrum with the 'Wing.


That seat looks mighty appealing to a kid who has been forced to ride motorcycle saddles since he was eight.  Not only is it recliner comfortable, it's also heated!  The rest of the bike is equally enormous and astonishingly appointed.  With fourteen year old, adult sized Max on the back, we had no points of physical contact, which is strange because we're usually back to chest on the Tiger, which is a big bike in its own right.

We rode out of Jeff's place on a dirt farm road in South Western Ontario, in April, so it was really wet and soft... on an eight hundred pound gorilla, uh, bike, with 430ish pounds of us on it.  The 'Wing handles our size without a problem, but the whole thing rolling down the road is massive, so massive in fact that you just ride through puddles and mud and ignore variations in the road that I'd be skirting around on a typical bike.  The Tiger is a sure footed thing, but it felt a bit skittish on the muddy driveway, not so the 'Wing.

Once out on the road the first thing that hits you is no wind, at all.  I ended up flipping open my helmet even though it was a cool day because of the zero wind blast.  No wind noise, no buffeting, it didn't really feel like riding a bike.  All the elemental cues that I get from riding were gone.  I'm looking out through a screen instead of over one and the fairings cover you head to toe.

The dash looks back at you with a staggering array of buttons. My car doesn't have half that many. The tachometer looks like the one out of my old Civic, and red lines lower. It took me ten minutes of riding to work out where the heated grips and seats were. The grips themselves are meaty, way thicker than any I've used before; my hands didn't quite wrap around them.

On pavement you twist the throttle and get whooshed down the road without drama.  The 'Wing is motorbike quick and smooth, but I wouldn't call it inspiring.  Jeff set a quick pace on his Yamaha Super Ténéré and I had no trouble keeping the twelve hundred pounds of us in sight of him.  I was tentative in the first couple of corners, but once I realized how nimble the 'Wing felt, I just dropped it into corners and trusted the tires to handle us.  I often feel weightless when I'm riding, but as well as the Goldwing handles its size, I was always conscious of it.  In fairness, it also had over four hundred pounds of human on it as well.


The brakes haul it down from speed quickly and it picks up with piles of torque and very little need to change gears, which were smooth and direct when I did use them.  By the end of the ride I was up and
down in the gears without a second thought, so that's a thumbs up from my foot.  The first time I realized I didn't need to cancel the turn signals after a corner was a nice surprise, but habit had me turning them off anyway.  The GPS in the middle of the dash is nice too, but wasn't very bright.

We did a short, half an hour ride around the area, looking for some of the few twists and turns available to us in the agri-desert that is rural Southern Ontario.  Jeff is moving out to Vancouver Island where the riding season is virtually year 'round and the roads are never dull, but the 'Wing isn't making the trip.  The Super Ten and his customized BMW Cafe Racer are going in the container though.

After parking it back up I can say I get the Goldwing.  I understand why it's as popular as it is and what function is serves.  As a device to transport my son and I in comfort it does that, but I find myself back where I was in 2014 pondering the CanAm Spyder.  There comes a point where a motorcycle is trying so hard to be something else that it isn't really a motorcycle any more.  The Goldwing, with its faceful of buttons and speakers and radios and weatherproofed rider cocoon,  removes me from what I think riding is all about.

I'm a number of years into riding now and I've been on all sorts of bikes in all sorts of strange places.  That experience has refined my aesthetic sense of motorcycling.  For me it's all about getting to that feeling of flying.  It's a visceral experience with wind, noise and a sense of lightness.  When you bend into a corner that feeling is amplified.  You can probably see where this is going.  The 'Wing will lean into a corner, but it feels stately and remote when it does it.  Everything feels far away, and ends up begging the question: why suffer the indignities of motorcycling when the bike is trying so hard to be something else?


I can get a lightly used one of these for the same price as a Goldwing.
Given a choice, I'd go for the mini-Mazda Ferrari in a second.
It might sound perverse, but the other side of motorcycling for me is embracing the physical difficulty of the activity.  I don't consider motorcycling a hobby, I consider it a sport and want to attack it with the same physicality.  This philosophy doesn't only contrast with the Goldwing.  Any bike that does all it can to not delivery that immediacy of riding experience misses the mark for me.  Whether it be a Harley tourer or a BMW K1600, any big, heavy cruiser with windshields and fairings and every gizmo imaginable makes me wonder why in terms of motorcycling.  If you want to bring that much stuff with you, go in a car.  In many cases the car is cheaper and more efficient, and contrary to biker prejudice they aren't all cages.

I love to ride, but I'm still smitten with bikes that feel like bikes and focus me on the aesthetics of riding.  When a lightly used Mazda MX-5 RF costs the same as a new Goldwing and looks like a piece of rolling art rather than a compromise, that's where my eye wanders.  Motorcyclists call car drivers cagers trapped in their boxes, but a massive bike that does all it can to not feel like a motorcycle is more of a fetishy gilded cage than any number of cars designed to be entertaining drives.

So, the Goldwing is not for me.  When I get to the point that I can't handle the elemental feeling of riding (a moment I hope I never see), I'll be looking for a Lotus, not a mega-bike.  My son is only a couple of years away from starting the never-ending and sickeningly expensive licensing and insurance process in Ontario.  I'm hoping that he has developed a taste for riding and will one day join me on a ride on his own machine, then we can both revel in the visceral feel of flying down the road together.

Jeff will have no trouble selling his Goldwing on.  He has meticulously maintained it and there is a strong market for 'Wings since there are so many older bikers who are looking for that kind of ride.  I, for one, will miss him when he's gone.  As a motorcycling mentor, he has been a great friend and teacher.  I hope I can get out to see him on the West Coast and ride those magical roads in the future.  In the meantime, I'm feeling more and more like Ontario is getting too tight for me, yet here I stay.

Saturday 13 October 2018

Finding The Edge

I turn fifty in a few months and the nature of aging occupies my mind.   The increasing worry is that I've done everything I'm going to do of note and the rest is just living in those memories, but I'm not happy with that diagnosis.  The way of things seems to be that as people get older they become increasingly cautious, especially physically, until they are maintaining themselves to death.  If all I have left is a continuous receding of activity into a safety cocoon designed to keep me alive as long as possible, I'm bereft of hope.  If that's the trajectory I need to do something about it because it's causing me a great deal of anxiety.
This isn't so much about thrill seeking as it is about finding meaningful ways to challenge myself.  I'm not looking for overt or pointless risk, I'm looking for ways to engage and challenge myself physically and mentally.  Motorcycling, for me, is a lifeline to that realm of vital engagement - it can turn even a simple commute into an adventure.  To accept the challenge of motorcycling well you need to acknowledge the risks and manage them effectively.  You can't do it with one hand on the wheel and your thoughts elsewhere as so many other road users do; motorcycling well demands that you live in the moment.

The meditative nature of riding can't be overstated, especially in my case.  It's taken me most of my life and my son's diagnosis to realize I don't think like most people.  Whereas others find great traction and joy in social interaction, I've always found it confusing and frustrating.  People are takers who are happy to demand my time, attention and expertise and offer little tangible in return.  I spend my days in this social deficit where many  around me seem intent on using me for what I can do for them but are unwilling to offer anything in return.  The only currency many of them trade in is this slippery social currency, which I find difficult to fathom and so avoid.  Given the opportunity, most people disappoint, and often do it with and edge of cruelty and selfishness that I find exhausting.  Nothing lets me find balance again better than a few hours in the silence of the wind getting lost in the physical and mental challenge of chasing bends on my motorbike; the machine is honest in a way that few people are.

I started riding a motorcycle just over five years ago, after my mother died.  It was a secret as to why motorcycles were forbidden in our family.  A death no one talked about produced a moratorium on riding that prevented me from finding my way to this meditative state for decades.  I didn't realize that the motorbiking gene was strong in my family until I bypassed my mother's fear and found my way back to that family history.  Riding is something we've done for generations, but a single accident produced fear that kept me from what should have been a lifelong passion.  Wondering about what could have been is another one of those traps that people fall into as they get older, but rather than wonder about it I'd prefer to make up for lost time.


There are many aspects of motorcycling that I'd like to try, from exploring the limits of riding dynamics on a track to long distance and adventure travel journeys, or even retracing family history.  Last year I did some off road training and I don't think I've ever seen a photo of me looking happier.  Doing something new and challenging with a motorbike is where I find the edge.  It's also where I find the head-space that eludes me in my very socially orientated professional life.

Unfortunately, I live in the wrong country for exploring the challenges of motorbiking.  Whereas in the UK you can find cheap and accessible trackdays for bikes all over the country, in Canada they simply don't exist.  My only option is to pony up for a thousand dollar course that puts me on a tiny, underpowered bike for one weekend.  In the UK you can green lane and trail ride all over the country, but in Canada that's called trespassing.  We also happen to have some of the highest motorcycle insurance rates on the planet  and one of the shortest riding seasons.  In the UK you can ride virtually the whole year around and the range of biking interests are wide and varied.  In Canada riders are thin on the ground and often interested in aspects of riding that I find baffling.


As I'm getting older I hope I can continue to find ways back to the meditative calm of riding.  It isn't an end in itself, but it sure works as a tool to help me manage my other responsibilities, and as fodder for writing and photography I haven't found much better.  Motorcycling lets me plumb Peisig's depths and clarifies my mind.  Along with that meditative silence, motorcycling also offers a direct line to a thrilling and challenging craft that demands and rewards my best efforts.  Even the most mundane of riding opportunities offers a chance to find that edge, and it's on that edge that I'm able to find my best self, the one I want to hone and improve.  Being able to bring that refined self back into the world doesn't just help me, but everyone that has to put up with me too.

Sunday 17 December 2017

The Motorcycle Industry is in Real Trouble

Google 'biker' and you get a lot of pictures of old white guys.
Good luck selling them bikes in 20 years.
The other day a fellow rider on twitter shared a link to this article on how the motorcycle industry is in real trouble.  Among the litany of problems was the hyper conservative nature of the industry and its habitual focus on old white guys.  The biker image is a bastion of pre-Twenty First Century prejudices; women (unless they're pillions and dressed like dolls) and non-white riders need not apply.  Groups like Bikers for Trump continue to find a comfortable place to operate within these old-school prejudices.  I'd suggest that an industry that wants to cling to this dying sense of privilege deserves to be in big trouble.

Of a less cut and dried nature (unless you're clinging to colonial, white guy privilege) was the piece about how young people aren't riding motorcycles or even driving cars as much any more.  I'd argue this is a larger and more difficult problem to solve.  I struggle daily with getting young people to engage with and master real world technical problems (it's my day job).  I wasn't at all surprised to see this as a conclusion from the research:

"...many millennial consumers were “bubble-wrapped for safety in their youth” or raised by overprotective parents who discouraged risk-taking"


A few years ago I suggested we start a motorcycle club at our school.  Some of our students go out and get their licenses and begin to ride and others dirt bike, so there would be interest.  We could use the experience and expertise of our teacher-riders to help students more safely and effectively take to two wheels.  The skills learned in maintaining and repairing motorcycles in our shop would mean safer vehicles for our students to use and an increase in technical skill.  They all sounds like good ideas, right?  It was nixed immediately: a hard no.  We run rugby teams and downhill ski race teams and go camping in bear country, but riding a motorcycle?  Way too dangerous.  I suggested that was exactly why we should do it, but still a hard no.

There is, no doubt, a danger halo around motorcycling that is a big part of its mystique, but the operation of a motorcycle isn't dangerous in and of itself.  Many riders like to play to this mystique, making it seem more edgy because that's the image they want to convey, but it isn't helping the sport.  That focus is also used to hyper masculinize the image of a motorcycle rider and plays to the conservatism that plagues the industry.  

It's always a relief when someone subverts that tired, old stereotype...


Enjoy having your assumptions subverted, it's good for you.

Apart from the prejudices and mythology around motorcycling, we also have a new generation of people who aren't taking up the sport, but then they aren't taking up vehicle operation in general.

"For 16- through 44-year-olds, there was a continuous decrease in the percentage of persons with a driver’s license for the years examined. For example, the percentages for 20- to 24-year-olds in 1983, 2008, 2011, and 2014 were 91.8%, 82.0%, 79.7%, and 76.7%, respectively."

There are a lot of social reasons for this to be happening.  More of us live in cities than ever before and driving in cities is misery.  Many jurisdictions don't acknowledge the advantages of riding a bike in an urban environment either, making riding an even dimmer proposition than driving.  The independence afforded by vehicle operation that used to define coming of age as a teen has become increasingly expensive even as wealth has been concentrated in a smaller and smaller class of people; fewer rich get richer while more poor get poorer.  With money slipping out of the hands of a vanishing middle class, the idea of buying into the independence of operating your own vehicle becomes increasingly impossible for many youngsters, especially with systemic economic discrimination like insurance forcing them off the road.

There is a final piece to this perfect storm diminishing the motorcycle industry that I haven't seen as much about.  Last night I watched Kingsmen: The Golden Circle, and like every other film I've seen in the past few years, it's a few moments of acting tied together by ludicrous computer generated imaging.  When I was young I stumbled upon a Bruce Lee marathon late one night and got really fired up about it.  Watching Bruce do his thing was inspiring.  I'd make the argument that a generation brought up on fake, computer generated action wouldn't feel that kind of inspiration to get out in the world and do things like kung fu or ride a motorbike.

Marketing is happy to pick up this idea of showing you cars doing things they can't actually do because you're buying an idea.  How the car makes you feel is what makes it valuable, not what you can actually do with it.  Whether it's Nissan pretending their cars are in Star Wars or Chevy pretending their cars are skateboards, the marketing and special effects departments are more than happy to sell you on an idea rather than engineering.  I won't even get into Kia selling you on a car that will drive for you because you'd rather be daydreaming.

In this digital dream-time we're all immersed in, you can you see why something as unforgiving and physically challenging as motorcycling might be one of the first casualties.  It's going to be a long time if ever before we see accident avoidance on something as elemental as a motorbike.  For all those young drivers who expect their car to drive for them when they can't be bothered to pay attention, this moves motorcycles even further away from the realm of possibility.  Coupled with the danger mythology many riders are guilty of promoting, it's little wonder that motorcycles increasingly seem like something from another time and place.


We need to bring back the kind of inclusive advertising
that worked for Honda so well over forty years ago.
Forgetting the old white guy thing for a minute (it's going to go away on its own anyway), how can the industry get people back on motorcycles again?  The obvious first step is to make your advertising plausible and inclusive.  Don't digitally animate anything.  Show riders of all types enjoying the elemental freedom of riding.  This doesn't need to include jumping canyons or putting knees down; the joy of riding is a simple, accessible pleasure.  Show people commuting, going out on a date and otherwise living their lives.  Minimize the costuming, especially the pirate thing, emphasize how effective modern safety gear is.  

Honda had this figured out decades ago and it prompted a renaissance in riding.  There is no reason why we couldn't do it again.

Build bikes that appeal to all sorts of riders.  Smaller, easier to handle bikes for beginners that push technology to create something so efficient that it makes snooty hybrid car drivers look like diesel pigs.  A 100mpg bike is an immediate possibility.  A hybrid touring bike that gets mega mileage but can still move two up easily?  An all electric bike?  Self leveling suspension, anti-lock brakes, fuel injection and the myriad of over things that make modern bikes dependable and safe?  These things should be what define modern motorcycling and should be moved on aggressively in marketing them.  The safety and dependability of a modern motorcycle is a marvelous thing.

When coupled with a campaign to emphasize how efficient bikes can be at moving people around, especially in cities, it would play to the urbanization of our population instead of against it.  Motorized bikes are capable of moving people more effectively and efficiently
Governments ignore a lot of research that clearly
demonstrates how efficient motorcycling can be,
especially in an urban environment.
than just about any other form of transportation, if we let it.  Pressuring governments to recognize this and encourage two wheeling instead of vilifying it would be a great step forward.  Can you imagine how many people would flock to a motorcycle industry couched in marketing around environmentalism, dependability, modern safety technology and the elemental thrill of riding as an escape from the digital miasma?  Escape the Matrix indeed.


Ontario offers thousands in incentives for people driving environmentally questionable hybrids.  What would happen if you got thousands back in incentives for buying a motorcycle that gets better mileage than a Prius?  There are a lot of them - my fourteen year old 955cc Tiger gets better mileage than the Toyota green flag waving hybrid and was way less damaging to manufacture.  Can you imagine how many more people would ride these environmentally minimalist machines in cities if they could lane split and move quickly to where they needed to be, reducing traffic and improving the flow for everyone?

Why not do one better and apply those incentives to emphasizing the power and importance of the rider?  Instead of advertising about how your car will drive for you because you're too much of a drip to do it yourself, maybe motorcycling could emphasize the importance of the rider and include them in any upgrade.  How about training being automatically included when you buy a bike?  This would immediately result in lower accident rates and better insurance costs.  If you're a beginner you get the training as a part of the purchase because you are immediately recognized as a vital part of the riding equation.  If you're already experienced then an advanced riding course in the area of your choice (off-road, track, road) is included to continue your advancement in pursuit of mastery.  Motorcycle training courses blossom and grow and sales are encouraged.  How about industry and government formerly recognize the importance of the rider and collaborating to make riding the life-long learning opportunity that it should be; motorcycles become paradigms of skill, self-discovery and mastery.


Shows like Ride with Norman Reedus are gender and race
inclusive and celebratory of motorcycle culture in its many
forms.  We should be encouraging more shows like it.
De-snootying motorcycle culture, especially where it's at its snootiest (North America) isn't something to wonder about, it's a marketing imperative.  Anyone out in the wind, even if they aren't on a cruiser, is a part of the culture.  Scooters and three wheelers aren't for losers, they're a part of the sport that needs to be embraced and included.  Three wheels mean older riders and those less physically able can still enjoy being out in the wind, how is that a bad thing?  Next time someone gives you a wave from a trike, don't be a jerk, wave back.

If the current motorcycling industry is unwilling to embrace the Twenty-First Century maybe they should be in real trouble.  There are always smaller concerns in the shadows waiting to step in and make changes where the established, conservative powers are not.  Business as usual is clearly not working.  Hopefully the industry that feeds our hobby will realize that and stop coddling Twentieth Century prejudices.  A brave new world of opportunities awaits them if they do.



LINKS

No easy ride: Motorcycle industry is in deep trouble and needs help fast, panel agrees
http://www.latimes.com/business/autos/la-fi-hy-motorcycle-summit-20171214-story.html

The Decline of the Driver's License
Fewer people of all ages are getting them, and it’s not quite clear why.
https://www.theatlantic.com/technology/archive/2016/01/the-decline-of-the-drivers-license/425169/

Saturday 8 April 2017

Motorcycle Insurance Money Grabs and a Lean Motorbike Stable

The greatest single downward pressure on the infamous motorcycle equation is the way you're worked over by insurance for them, especially in Ontario.  If you own one bike you're likely to be paying about $700 a year if you're an experienced rider.  If you're new you can pretty much double that.  

If you buy a second bike, against all logic you're basically doubling your insurance.  Even though two bikes mean you're only spending half as much time on each, you get nothing back for that.

If the motorcycle industry wanted to sell more bikes, pressuring the Ontario government to make fair insurance premiums would be a good way to do it.  If you're paying $700 a year to ride a bike, it should be less than half that to insure a second bike, not double that.  Since you can't be on both bikes at once your chances of needing insurance drop dramatically.  What would be fair would be only applying the stationary insurance (theft, fire, etc) to a second bike, and perhaps a small fee for the paperwork.  Owning two bikes does not mean double the liability, which is the lion's share of an insurance premium.

I'd happily budget $1000 a year instead of the $600 I pay for insurance and triple the number of bikes I've got licensed.  That's three times as many vehicles paying road and license plate tax - which helps out the government, and the insurance company themselves would be making more with no increase in liability.  If only they could get past the short term money-grab philosophy they currently run with.  As it stands the ROI on a $2000 a year insurance bill makes it not worth pursuing.

What would that expanded motorcycle stable look like?  Canada's short riding season means you need to have machine turn-key ready for the few days you can get out and enjoy the weather without it trying to kill you.  I'm currently riding a fourteen year old Triumph Tiger as my go-to bike.  It has been great, but depending on a bike that old isn't really fair to it.  At The Forks of the Credit last weekend we had the oldest bike there by a decade.  I get a great deal of pride out of that, but I don't want to start hating on the Triumph if it suddenly develops a fault.  That happened with the KLX and it was gone shortly thereafter.

A new bike would definitely be in the cards.  I've long had a crush on Honda VFRs, and they make a great all rounder.  A sporty bike that can also cover distances, and when I sat on one they felt quality, almost jewel like.  As an it'll-always-be-ready-to-run, dependable bike, it's a solid choice.  The website is saying this is a $15,000 proposition, but I'm sure I just saw them on sale for a touch over $10,000.


On a naked choice for a new bike I still tend toward the Kawasaki Z bikes.  The Z1000 with its cat like robotic stance has long scratched an anime aesthetic itch for me, but the new Z900 does too.  With the taller comfort seat it would fit me well.  The bike is under $10k and looks fantastic.  A new Kawasaki, like a new Honda, would be bullet proof and a good choice for an always-ready dependable motorbike.  Both the Honda & the Z could also handle track days.


The Tiger does a good job of two up riding (it's a big bike), but sometimes I miss the road focused athleticism of the Concours.  The new one looks spectacular in Candy Imperial Blue.  As a two up tourer it approaches the Goldwing and other dedicated touring machines, but it retains its sports bike heritage, evaporating weight and feeling more like a Ninja in the corners.  It's a big bike, but I'm a big guy and I look like I fit on it.  With a dedicated long distance road tool like this, perhaps the Tiger would become more adventury in purpose.


With the Tiger and one of the above on hand, in a more insurance friendly situation I'd also have a third bike that would let me focus on the off-road aspects of riding.  

I learned that a 240lb guy on a KLX250 does not add up, so I'd be looking for a 300+cc off roader so that I could keep up with traffic when on the road.  

The DRZ-400 Suzuki has long looked like the bike of choice.  They come up occasionally online.  If insurance weren't killing it, I'd already own one.  With some frame guards and good sump protection, this would be the bike I'd trail ride and explore farm tracks on without worrying about a traffic line up behind me when I'm on the road.

The Tiger is dependable and a good two up ride, so I suspect I'd pass on the Concours.  Today the three bike stable would be the Tiger, the VFR and the DR-Z 400; a Triumph, a Honda and a Suzuki, but in other circumstances it could be a Kawasaki heavy garage.  If the Tiger weren't the brick house that it is, I'd have a Concours, a Z900 and maybe even a KTM in the stable... if only I could pay fair insurance rates on them.


We lose tax and hurt many industries that support motorcycle sales, repair and accessories.
Only one industry benefits from how we do this.
Why Ontario drivers pay the highest insurance rates
Insurance profits in the billions
Ten most expensive cities to get insurance in Ontario
Baffled Americans talk frankly about Ontario insurance


Friday 22 July 2016

Vehicle Branding

I sold the Yamaha XS1100 yesterday.  With the Concours on life support I haven't had the wrenching time to work on the Yam, so I put it up for sale to make room in an otherwise overcrowded garage full of old Japanese bikes that aren't running.

The Mid-Night Edition Yamaha came to me in rough shape both physically and legally.  With only a hand written note I had to figure out how to get continuity of ownership restored.  It was a relatively simple process, but you need to be lucky (I was) and figure out how to get an affidavit worked out (I did).

Where I got lucky was that the Yamaha didn't have a brand on it.  Had it been a write off at any point previously (and it had a long and storied eleven page history - so it was entirely possible), I'd have been up a creek.  That legal ownership near miss got me thinking about more complex ownership issues, especially when I saw this Versys pop up on Kijiji with a sad history:


A lost Versys




A bit of research has shown that this bike's 'irreparable Ontario title' means it'll never ride on the road again, it can only be used for parts.  For a bike that appears to have relatively minor damage, this seems a shame.  Others have had frustrating experiences with insurance companies writing off bikes rather than letting them buy them back and repair them (people get emotionally attached to bikes).  It's a matter of mathematics for the insurance company though.  A bike may be repairable, but the cost of those repairs outweigh the value of the bike, so it's deemed irreparable.



 So what would you do with this otherwise lovely Versys?  You would need to pick up another Versys frame with a working title (no damage, no history of crashes) and then graft the better parts from this Versys (not the front wheel) to that valid frame.  You'd have a low mileage bike with relatively new parts, but it would cost you two bikes and a lot of time and talent to make it happen.  I've never seen even an older Versys for sale for any less than twenty-five hundred bucks, so you're looking at $5000 plus a lot of work to have a modern, road-worthy Versys 650.

If you had a high mileage, older Versys sitting in the garage, it might make sense, but things change over time (especially mounting brackets and other niggly bits), so you might find that your expensive donor parts don't actually fit.  No matter how you frame it (!), it's more trouble than it's worth.

If this were a limited edition or classic bike, it might make a good parts bike, but a relatively anonymous, recent Japanese bike?  You can buy an immaculate, year older bike with half the kilometres and no crashes for less than five grand.

The moral of all this?  I've found two.  Firstly, you're taking a big risk buying a bike without the ownership on hand.  I got lucky with the Yamaha, but I could have as easily gone in and found that it was scraped and what I'd bought could never legally ride on the road again.  Secondly, if you see a bike with anything other than a working title in Ontario, stay away unless you're looking for a parts bike, in which case price it accordingly.


Links & Information on Motorcycle Branding in Ontario
(and generally in North America)

https://www.ontario.ca/laws/regulation/020376/v1
https://en.wikipedia.org/wiki/Vehicle_title_branding
http://www.mto.gov.on.ca/english/vehicles/vehicle-branding-program.shtml
http://www.mto.gov.on.ca/english/vehicles/vehicle-branding-program-faq.shtml
http://www.gtamotorcycle.com/vbforum/archive/index.php/t-141734.html?s=73a91a4860714e30a183b20b315ff3d5
"In Ontario there is no "rebuilt" for motorcycles. They are either clear title, or scrap. If it's ever been 'branded', then it can never be licensed for the road. You need to have a clean, unbranded frame in order to license a motorcycle for on-road use."

http://ontariorodders.activeboard.com/t52382265/salvage-title/
http://www.kijiji.ca/b-motorcycle-parts-accessories/gta-greater-toronto-area/frames-with-titles/k0c309l1700272
http://www.gtamotorcycle.com/vbforum/archive/index.php/t-177188.html
http://www.gtamotorcycle.com/archives/archive/index.php/t-54857.html
http://www.gtamotorcycle.com/archives/archive/index.php/t-131215.html


Q9: Can I legally drive an "Irreparable" or "Salvage" vehicle on Ontario roads?
No. Vehicles branded as "Irreparable" can never be driven on Ontario roads. They can only be used for parts or scrap.
Vehicles branded as "Salvage" can't be driven on the road, but they can be towed for the purposes of repair or receiving a Safety Standards Certificate. If you want to drive a "Salvage" vehicle, it must be upgraded to "Rebuilt." This can only be done if it has passed a structural inspection and safety inspection to be registered for on-road use.


Q10: How can I change the brand on my vehicle from "Salvage" to "Rebuilt"?
To make sure your vehicle meets minimum safety standards, it must pass an inspection and be issued a Structural Inspection Certificate (SIC). You must submit the SIC and registration permit to a Ministry of Transportation licensing office. Once accepted and approved, the "Salvage" brand will be changed to "Rebuilt."
Once the "Rebuilt" brand is placed on the vehicle registration file, you must obtain a Safety Standards Certificate from any Motor Vehicle Inspection Station so the vehicle can be declared "fit." The vehicle may then be plated and legally operated (once it has been provided with a Drive Clean certificate, if required).

Saturday 11 June 2016

The Third Way

I was at Skills Canada's National Competition in New Brunswick last weekend and had a rainy Sunday morning in Moncton to listen to Michael Enright on the Sunday Edition on CBC radio.  His piece on bicycles versus cars stressed the enormous gap between coddled, cocky cagers and the noble, spiritually empowered bicyclist.

As someone who doesn't live only a bicycle ride away from everything I need (because I live in the country), I felt somewhat excluded from this urban (urbane?) discussion.  As someone who stays out of cars whenever possible and doesn't ride a bicycle, how can I possible survive?  I've found a third way ignored by both cagers and the messianic bicyclist.

What is this magical third way?  It's the motorcycle of course.  You enjoy that feeling of flying that the bicyclist on the radio refers to, but you do it without forcing a third lane of traffic everywhere you're going.  Motorcycles actually reduce congestion and improve traffic flow and do so without demanding bike lanes in already overcrowded urban centres.  You don't see motorcyclists riding into opening car doors like you see bicyclists.  Though they thrive in that environment, motorbikes aren't only suitable for urban use.  People in suburbs and rural areas can still use them to cover useful distances quickly.  You don't produce the spontaneous righteous indignation that bicyclists seem to be able to generate at will, but you also don't show up to work smelling like sweat and spandex.


For less than the price of an economy car
you can buy a Yamaha R1 that accelerates
faster than anything you're ever likely to
meet and still gets better than 40 mpg.
Cutting edge Italian style can be yours in a
Vespa that costs about what a fancy road
bicycle does but can run at highway speeds
while getting 100 miles to the gallon. 
You aren't suffering for choice when it comes to two-wheeled motorized transportation.  Want to buy a Canadian built, Canadian owned company's bike?  The Can-Am Spyder offers older riders a stable, efficient platform to enjoy being out in the world.  Love Italian exotica?  Italy has more than a dozen current manufacturers of motorcycles producing everything from race ready Ducatis to stylish Vespas.  The Japanese produce an astounding range of bikes from the ground-breaking super-charged Kawasaki H2r to the futuristic Honda NV4 which manages to look like the off-spring of the batmobile and a stealth fighter while still getting better than 60mpg.

If you like the traditional look you can find modernized classic Triumphs and evolutionary Harley Davidsons that all use fuel injection, have anti-lock brakes and are both dependable and efficient ways of getting there in style.  There is a motorbike for every taste from subtle to gross.

The third way means you are paying road taxes to help build and maintain the roads you're using (bicyclists don't), and you're not asking for your own lanes because you have no trouble flowing with normal traffic.  You never see a motorcyclist take to the sidewalk and abuse pedestrian space like you will with bicyclists because motorcyclists consider themselves road going vehicles all the time and not just when it suits them.  That kind of responsibility happens when you're paying for the infrastructure you're using.


The police officer redirecting traffic just told me to pull into
the full parking lot - you can fit bikes in without needing new
infrastructure to fit them.  All those unused triangles suddenly

have a function.
The third way means that, like bicyclists, you have to share the road with distracted, idiotic cagers who barely pay attention to what happens beyond the air conditioned box they find themselves in, all while they burn copious amounts of gasoline moving themselves, four empty seats and a couple of tonnes of vehicle around with them.  It's a dangerous business sharing space with these vain-glorious, self obsessed tools.

What do you get in return for that vulnerability?  You are present in the places you pass through, alive in the world.  You smell every smell, feel the sun on your back and arrive feeling like to you travelled through the world to get there instead of feeling isolated, superior and more than a little clueless.  The first time you lean into a series of corners and feel like you and your bike are one is a magical experience.  You can't take on the spandex righteousness of bicyclists, but you can take comfort in knowing that you're using way less of everything to get where the cars are going, and you're doing it with a much bigger smile on your face.

The kind of defensive riding you learn on a motorbike (who is at fault doesn't matter, you need to be responsible for the ineptitude of those around you) can't help but make you a better car driver.  I've been unable to squeeze the statistics out of the Ontario MoT, but I'll bet you a coffee and donut that if you compare any age group with G class car licenses and G and M (car+motorcycle) licenses, you'll see a significant drop in collisions when they drive four wheelers.  You can't help but internalize that kind of defensive mindset if you're going to ride motorbikes for any length of time.  Bicycling isn't a parallel to driving a car because you aren't held firm by the same traffic flow and right of way issues, so bicyclist paranoia doesn't translate to driving like motorcycle paranoia does.
For most who can't afford the excess
that is the automobile, the motorcycle
offers real mobility.

You'd be hard pressed to find a more democratic vehicle than the motorcycle.  As a means of economic, efficient transportation, there is nothing better.  If you don't believe me, look at any developing country.  The motorcycle is what allows many people who can't luxuriate in the first world isolationism of the automobile a chance at mobility in the modern sense.

While urban cyclists find god and battle the soulless commuting automobilists on The Sunday Edition, I'll enjoy my third way.  I only wish it was a consideration in the misery that is most urban commutes.  Rather than chasing utopian dreams of bicycle lanes in a car free city, why not consider a compromise that lets us immediately reduce gridlock?  Ontario could start by following the examples of more motorcycle friendly jurisdictions by allowing filtering, reducing insurance, offering more parking (easily done in unused areas of parking lots designed for three ton SUVs) and easing access into motorized two wheeling by supporting and encouraging training.  We'd see an immediate uptick in the efficiency of the roads we have now.

LINKS
Commuting by Motorbike is Better for Everyone
Mega-Mileage Scooters