Showing posts sorted by relevance for query motorcycle insurance. Sort by date Show all posts
Showing posts sorted by relevance for query motorcycle insurance. Sort by date Show all posts

Saturday 13 April 2019

Gold Winging It

My buddy Jeff is heading off to the West Coast and a golden retirement shortly, so he's cleaning up and vacating Ontario (good time to be doing it).  One of his motorcycle herd is a GL1800 Goldwing.  He offered Max and I a ride last weekend to see if it worked for us since Max is now a full sized adult and your typical motorcycle is overloaded with two big guys on it.  A few years ago I rode Jeff's daughter's Honda Firestorm, by far the sportiest bike I've ever ridden.  This time around we were way up the other end of the spectrum with the 'Wing.


That seat looks mighty appealing to a kid who has been forced to ride motorcycle saddles since he was eight.  Not only is it recliner comfortable, it's also heated!  The rest of the bike is equally enormous and astonishingly appointed.  With fourteen year old, adult sized Max on the back, we had no points of physical contact, which is strange because we're usually back to chest on the Tiger, which is a big bike in its own right.

We rode out of Jeff's place on a dirt farm road in South Western Ontario, in April, so it was really wet and soft... on an eight hundred pound gorilla, uh, bike, with 430ish pounds of us on it.  The 'Wing handles our size without a problem, but the whole thing rolling down the road is massive, so massive in fact that you just ride through puddles and mud and ignore variations in the road that I'd be skirting around on a typical bike.  The Tiger is a sure footed thing, but it felt a bit skittish on the muddy driveway, not so the 'Wing.

Once out on the road the first thing that hits you is no wind, at all.  I ended up flipping open my helmet even though it was a cool day because of the zero wind blast.  No wind noise, no buffeting, it didn't really feel like riding a bike.  All the elemental cues that I get from riding were gone.  I'm looking out through a screen instead of over one and the fairings cover you head to toe.

The dash looks back at you with a staggering array of buttons. My car doesn't have half that many. The tachometer looks like the one out of my old Civic, and red lines lower. It took me ten minutes of riding to work out where the heated grips and seats were. The grips themselves are meaty, way thicker than any I've used before; my hands didn't quite wrap around them.

On pavement you twist the throttle and get whooshed down the road without drama.  The 'Wing is motorbike quick and smooth, but I wouldn't call it inspiring.  Jeff set a quick pace on his Yamaha Super Ténéré and I had no trouble keeping the twelve hundred pounds of us in sight of him.  I was tentative in the first couple of corners, but once I realized how nimble the 'Wing felt, I just dropped it into corners and trusted the tires to handle us.  I often feel weightless when I'm riding, but as well as the Goldwing handles its size, I was always conscious of it.  In fairness, it also had over four hundred pounds of human on it as well.


The brakes haul it down from speed quickly and it picks up with piles of torque and very little need to change gears, which were smooth and direct when I did use them.  By the end of the ride I was up and
down in the gears without a second thought, so that's a thumbs up from my foot.  The first time I realized I didn't need to cancel the turn signals after a corner was a nice surprise, but habit had me turning them off anyway.  The GPS in the middle of the dash is nice too, but wasn't very bright.

We did a short, half an hour ride around the area, looking for some of the few twists and turns available to us in the agri-desert that is rural Southern Ontario.  Jeff is moving out to Vancouver Island where the riding season is virtually year 'round and the roads are never dull, but the 'Wing isn't making the trip.  The Super Ten and his customized BMW Cafe Racer are going in the container though.

After parking it back up I can say I get the Goldwing.  I understand why it's as popular as it is and what function is serves.  As a device to transport my son and I in comfort it does that, but I find myself back where I was in 2014 pondering the CanAm Spyder.  There comes a point where a motorcycle is trying so hard to be something else that it isn't really a motorcycle any more.  The Goldwing, with its faceful of buttons and speakers and radios and weatherproofed rider cocoon,  removes me from what I think riding is all about.

I'm a number of years into riding now and I've been on all sorts of bikes in all sorts of strange places.  That experience has refined my aesthetic sense of motorcycling.  For me it's all about getting to that feeling of flying.  It's a visceral experience with wind, noise and a sense of lightness.  When you bend into a corner that feeling is amplified.  You can probably see where this is going.  The 'Wing will lean into a corner, but it feels stately and remote when it does it.  Everything feels far away, and ends up begging the question: why suffer the indignities of motorcycling when the bike is trying so hard to be something else?


I can get a lightly used one of these for the same price as a Goldwing.
Given a choice, I'd go for the mini-Mazda Ferrari in a second.
It might sound perverse, but the other side of motorcycling for me is embracing the physical difficulty of the activity.  I don't consider motorcycling a hobby, I consider it a sport and want to attack it with the same physicality.  This philosophy doesn't only contrast with the Goldwing.  Any bike that does all it can to not delivery that immediacy of riding experience misses the mark for me.  Whether it be a Harley tourer or a BMW K1600, any big, heavy cruiser with windshields and fairings and every gizmo imaginable makes me wonder why in terms of motorcycling.  If you want to bring that much stuff with you, go in a car.  In many cases the car is cheaper and more efficient, and contrary to biker prejudice they aren't all cages.

I love to ride, but I'm still smitten with bikes that feel like bikes and focus me on the aesthetics of riding.  When a lightly used Mazda MX-5 RF costs the same as a new Goldwing and looks like a piece of rolling art rather than a compromise, that's where my eye wanders.  Motorcyclists call car drivers cagers trapped in their boxes, but a massive bike that does all it can to not feel like a motorcycle is more of a fetishy gilded cage than any number of cars designed to be entertaining drives.

So, the Goldwing is not for me.  When I get to the point that I can't handle the elemental feeling of riding (a moment I hope I never see), I'll be looking for a Lotus, not a mega-bike.  My son is only a couple of years away from starting the never-ending and sickeningly expensive licensing and insurance process in Ontario.  I'm hoping that he has developed a taste for riding and will one day join me on a ride on his own machine, then we can both revel in the visceral feel of flying down the road together.

Jeff will have no trouble selling his Goldwing on.  He has meticulously maintained it and there is a strong market for 'Wings since there are so many older bikers who are looking for that kind of ride.  I, for one, will miss him when he's gone.  As a motorcycling mentor, he has been a great friend and teacher.  I hope I can get out to see him on the West Coast and ride those magical roads in the future.  In the meantime, I'm feeling more and more like Ontario is getting too tight for me, yet here I stay.

Friday 29 March 2013

n00b at 43


Tim's Motorcycle Diaries

I've always wanted a motorcycle.  The simplicity and immediacy of the relationship between rider and bike has always appealed.  Finally, at the age of 43, I'm becoming a rider.  A couple of weeks ago I sat in an MTO drivetest centre and wrote my M1, so I'm now licensed in the most rudimentary way.  Next weekend I'm taking my training course at Conestoga College in Kitchener. Following that I hope to be on the road.

This blog will trace the process and development of my riding.  I've dug up a couple of entries from another blog that show why I've gotten into riding now.  They should provide some background for what is about to happen next.

A Nice, Canadian Magazine to get you into the hobby...

In the meantime, I've been looking through motorcycling magazines trying to find one that fits.  I'm not a Canadian publications at all costs kind of guy, but Cycle Canada offers smart writing on a wide range of subjects related to the sport (hobby?).  Being a rider in Canada is sort of like being a surfer in Greenland, you can do it, but you've really got to want to.  The place itself isn't really conducive to the activity.  I feel like Cycle Canada approaches this with honesty, humour and wit, while peeling off many of the preconceptions around biking.  Before I began reading it I thought most people think Harleys are the be all and end all of motorbiking.  I was glad to learn that they aren't.  I like 'em so much, I just subscribed.


Getting Your Bike License in Ontario

Getting the M1 was easy enough.  Ontario has a graduated licensing system for becoming a motorcycle rider now.  The M1 is a sit down, multiple choice test on the basics of motorcycle operation (which you pick up from a Motorcycle Handbook you can get for about $17 from any MTO licensing office).  There are also multiple choice tests on road signs and basic driving situations.  There are 20 questions in each set and you can get up to four wrong and still pass (so you need an 80% on each piece).  I've had my G class (regular car) license for 26 years, I didn't study for either of the general quizzes and got only 2 wrong.  If you pay attention to your driving, I'd suggest focusing on the motorcycling handbook.  If you have no idea what is happening around you or what signs mean, it might be time to review the general stuff.

I should add, the general driving portion was very wordy.  Remember those long math word problems you used to get in school?  Like that.  It was almost like it was designed to test your ability to parse complicated text more than it was about rules of the road.  Be ready for that and take your time with it.

You have to go to a drivetest centre to write the M1.  There are many scattered around Ontario but only a few open on weekends.  It took me a couple of hours to get to the counter, write the test and then get the results.  They tell me it isn't always that busy.  The old guy who blocked the only open gate for an hour arguing about his license didn't help.  The M1 costs you about $17 to write.

After the M1 written piece, the idea is to go out and get experience.  You have 60-90 days with your M1 before you have to move on to M2.  M2 you can have for up to 5 years, but if you let it lapse after that you've got to start over again.  After your M2 road test you become an M licensed driver with full privileges.  Conestoga College offers a driver training course for beginners that moves you from M1 to M2.  I'm signed up to go next week.  It costs about $400 and I'm told you're at the bikes they provide a lot over the one night and two day long course; it's very hands on.  At the end of that course I'll have done what is needed to pass the M1 driving test to move on to M2.  M1 means no driving at night, or carrying passengers, or 400 series highways, and no alcohol in your system at all.  M2 is still no alcohol, but you can do the other things.  You usually have to wait 60 days to get your M2, but if you take the course they shrink that time.  I should be able to push up to an M2 in mid-May after taking the course in early April.  I plan on riding at the M2 level for at least a year or two before getting the full M license.

Insurance

I called the company that I've been with since I was a teen (who has made a small fortune off me) and asked for a quote on motocycles.  They told me to come back in two years.  They then said I should call Riders Plus.  They were very helpful.  Talking to a friend afterward, he's been riding for thirteen years and has been with Rider's Plus the whole time.  He's paying about $600 a year for a 2000 500cc Ninja.  I'll be paying about $1300 a year for a 2007 650 Ninja, to give you an idea of what the insurance looks like.




I'll throw on a couple of older posts showing what I've been reading and why I'm going through this now.  Over the next few days it looks like I'll become the proud new owner of a 2007 650r Ninja that has been painted an unfortunate flat black by an adolescent male of questionable taste..  With the bike in the garage and the course next weekend, I should be insured, plated and on the road by mid-April.

More to come as it happens.

Saturday 13 October 2018

Finding The Edge

I turn fifty in a few months and the nature of aging occupies my mind.   The increasing worry is that I've done everything I'm going to do of note and the rest is just living in those memories, but I'm not happy with that diagnosis.  The way of things seems to be that as people get older they become increasingly cautious, especially physically, until they are maintaining themselves to death.  If all I have left is a continuous receding of activity into a safety cocoon designed to keep me alive as long as possible, I'm bereft of hope.  If that's the trajectory I need to do something about it because it's causing me a great deal of anxiety.
This isn't so much about thrill seeking as it is about finding meaningful ways to challenge myself.  I'm not looking for overt or pointless risk, I'm looking for ways to engage and challenge myself physically and mentally.  Motorcycling, for me, is a lifeline to that realm of vital engagement - it can turn even a simple commute into an adventure.  To accept the challenge of motorcycling well you need to acknowledge the risks and manage them effectively.  You can't do it with one hand on the wheel and your thoughts elsewhere as so many other road users do; motorcycling well demands that you live in the moment.

The meditative nature of riding can't be overstated, especially in my case.  It's taken me most of my life and my son's diagnosis to realize I don't think like most people.  Whereas others find great traction and joy in social interaction, I've always found it confusing and frustrating.  People are takers who are happy to demand my time, attention and expertise and offer little tangible in return.  I spend my days in this social deficit where many  around me seem intent on using me for what I can do for them but are unwilling to offer anything in return.  The only currency many of them trade in is this slippery social currency, which I find difficult to fathom and so avoid.  Given the opportunity, most people disappoint, and often do it with and edge of cruelty and selfishness that I find exhausting.  Nothing lets me find balance again better than a few hours in the silence of the wind getting lost in the physical and mental challenge of chasing bends on my motorbike; the machine is honest in a way that few people are.

I started riding a motorcycle just over five years ago, after my mother died.  It was a secret as to why motorcycles were forbidden in our family.  A death no one talked about produced a moratorium on riding that prevented me from finding my way to this meditative state for decades.  I didn't realize that the motorbiking gene was strong in my family until I bypassed my mother's fear and found my way back to that family history.  Riding is something we've done for generations, but a single accident produced fear that kept me from what should have been a lifelong passion.  Wondering about what could have been is another one of those traps that people fall into as they get older, but rather than wonder about it I'd prefer to make up for lost time.


There are many aspects of motorcycling that I'd like to try, from exploring the limits of riding dynamics on a track to long distance and adventure travel journeys, or even retracing family history.  Last year I did some off road training and I don't think I've ever seen a photo of me looking happier.  Doing something new and challenging with a motorbike is where I find the edge.  It's also where I find the head-space that eludes me in my very socially orientated professional life.

Unfortunately, I live in the wrong country for exploring the challenges of motorbiking.  Whereas in the UK you can find cheap and accessible trackdays for bikes all over the country, in Canada they simply don't exist.  My only option is to pony up for a thousand dollar course that puts me on a tiny, underpowered bike for one weekend.  In the UK you can green lane and trail ride all over the country, but in Canada that's called trespassing.  We also happen to have some of the highest motorcycle insurance rates on the planet  and one of the shortest riding seasons.  In the UK you can ride virtually the whole year around and the range of biking interests are wide and varied.  In Canada riders are thin on the ground and often interested in aspects of riding that I find baffling.


As I'm getting older I hope I can continue to find ways back to the meditative calm of riding.  It isn't an end in itself, but it sure works as a tool to help me manage my other responsibilities, and as fodder for writing and photography I haven't found much better.  Motorcycling lets me plumb Peisig's depths and clarifies my mind.  Along with that meditative silence, motorcycling also offers a direct line to a thrilling and challenging craft that demands and rewards my best efforts.  Even the most mundane of riding opportunities offers a chance to find that edge, and it's on that edge that I'm able to find my best self, the one I want to hone and improve.  Being able to bring that refined self back into the world doesn't just help me, but everyone that has to put up with me too.

Thursday 31 July 2014

Track Day Planning

I'm pretty keen to go do a track day, and I have a buddy who is the same.  The Grand Bend Motorplex does motorcycle open lapping on its track.   I found GBM through motorcycletrackdays.ca.  The upcoming SOAR racing event at Grand Bend offers open motorcycle lapping prior to their weekend events.  That might be a good time for two nØØbs to go as there will be experienced track day people on hand to help us fumble through the technical inspection.

I figured it would be a show up on what you rode here on and go on the track, as you would with a car, but bikes seem a bit more involved.  Here is the list of motorcycle specific technical requirements:
  • Is your kickstand secured? Your spring return isn’t enough on a racetrack. Use a plastic strap tie or duct tape to secure your kickstand in the up and locked position before you come to tech. 
  • Tape over your speedometer. It’s the rule.
  • Make sure your throttle returns quickly and positively. We want to see it snap back when you release the grip. 
  • Change your antifreeze for straight water. If your bike puts antifreeze on the surface, it shuts the entire track down and may result in suspension. Antifreeze is 100 times worse than water on asphalt (It’s like wet ice). Swap it out for water before you proceed to tech. 
  • Tape over or remove lights, signal and mirrors. They all shatter and they all puncture tires. 
  • Brakes: Make sure they’re properly functioning, front and back, with no leaks, because we’ll check. 
  • Chain: Check your drivechain adjustment. Too tight or too loose means breakage. Refer to manufacturer’s specification. Also, check your master link. A rivet style link is preferred, but a standard ‘slip on’ while suffice if you put a dab of silicone on the key to secure it. 
  • Now that you’ve ensured your brake lines don’t leak, check the rest of the bike. Your engine and suspension components must also be leak free. 
  • Overall track worthiness: These are the small things that can lead to disaster. Loose lines can snag. If it can flop around, it can be snagged and lead to a crash. 
  • Body: All body parts must be secured or removed. 
  • Mechanical: Check your fasteners and ensure they’re secured at recommended torque. 
  • Tires: Properly inflated, with structural integrity intact (sidewall, tread, steel-belts, bulges).
Most of that is common sense/maintenance, but there are a couple of bits that will require some thought.  Tying up the kickstand is all well and good, but that means you're bringing a rear stand to keep the bike upright.  Swapping out the antifreeze also means you need to bring some distilled water.  Some tools, disposable gloves and fluids would probably be a good idea too.  Suddenly the back of the bike I want to ride to the track day is looking like a hardware store.  You wouldn't want to ride an hour and a half to a track to find out you don't have what you need to go around it.  Short of asking for a pit crew to accompany you in a four wheeler, riding solo to a track day seems difficult if not impossible.

Of course, this leads you down the road to a trailer, which then begs the question, why use your road bike for track days when you can pick up an older sport bike for not much, not have to pay for road insurance on it and spec it out specifically for track days.  Stripped of lights and needless accessories like rear foot pegs and indicators, you'd be ready to ride as soon as you roll it off the trailer, and the machine would be tailored for the track.

I've been to several racing schools, but the one time I really got into it was while living in Akita, Japan.  Kyowa Race track was a small carting track deep in the mountains south east of the city.  Kazutoyo, a student of mine, was an avid racer (he came to Canada for a summer to participate in a Mosport racing mechanics program).  We'd go up there half a dozen times in the summer and spend the day hauling the carts around that bendy circuit as quickly as we could.

The vehicle of choice for the carts and the paraphernalia that went with them was a cargo van.  We'd be able to fit three people, the tools, the disassembled cart and spare tires and other odds and ends all in the van and head to the track.  Riding around at break neck speeds was awesome, but I have fond memories of all the fettling that when on in the pits too; it's all part of the race experience.

Ford Canada's handy Transit Van Builder got me all
set with a customized utility van that could carry two
bikes and gear with ease... things I'd do if I were rich!
Now that I'm thinking about doing a track day on two wheels I'm tempted to imitate those Japanese carting guys and get what I need to make a track day possible.  I've been wishing for a trailer several times this summer to haul lumber.  Having one on hand and a vehicle to haul it would be handy for more than just track days.  

Or just win the lottery and get the full on racing support van.

If Mechanical Sympathy were to go full on into racing, I'd grab that 1000cc VFR from Angus (in my Transit race van) and prep it for racing.  Stripping off all the lights and extras and minimizing it down to a race bike.  I'd be a dangerous man if I had more money.

In the meantime I'm still trying to look for ways to ride my Ninja to the track and do some laps without dragging along someone in a cage to support the activity.

Links:
Motorcycle track day primer: a good explanation of track days.
Beginner's Guide to Track Days in Ontario: a great checklist on how to approach track days - renting a bike is what I'm now looking into...

Friday 22 July 2016

Vehicle Branding

I sold the Yamaha XS1100 yesterday.  With the Concours on life support I haven't had the wrenching time to work on the Yam, so I put it up for sale to make room in an otherwise overcrowded garage full of old Japanese bikes that aren't running.

The Mid-Night Edition Yamaha came to me in rough shape both physically and legally.  With only a hand written note I had to figure out how to get continuity of ownership restored.  It was a relatively simple process, but you need to be lucky (I was) and figure out how to get an affidavit worked out (I did).

Where I got lucky was that the Yamaha didn't have a brand on it.  Had it been a write off at any point previously (and it had a long and storied eleven page history - so it was entirely possible), I'd have been up a creek.  That legal ownership near miss got me thinking about more complex ownership issues, especially when I saw this Versys pop up on Kijiji with a sad history:


A lost Versys




A bit of research has shown that this bike's 'irreparable Ontario title' means it'll never ride on the road again, it can only be used for parts.  For a bike that appears to have relatively minor damage, this seems a shame.  Others have had frustrating experiences with insurance companies writing off bikes rather than letting them buy them back and repair them (people get emotionally attached to bikes).  It's a matter of mathematics for the insurance company though.  A bike may be repairable, but the cost of those repairs outweigh the value of the bike, so it's deemed irreparable.



 So what would you do with this otherwise lovely Versys?  You would need to pick up another Versys frame with a working title (no damage, no history of crashes) and then graft the better parts from this Versys (not the front wheel) to that valid frame.  You'd have a low mileage bike with relatively new parts, but it would cost you two bikes and a lot of time and talent to make it happen.  I've never seen even an older Versys for sale for any less than twenty-five hundred bucks, so you're looking at $5000 plus a lot of work to have a modern, road-worthy Versys 650.

If you had a high mileage, older Versys sitting in the garage, it might make sense, but things change over time (especially mounting brackets and other niggly bits), so you might find that your expensive donor parts don't actually fit.  No matter how you frame it (!), it's more trouble than it's worth.

If this were a limited edition or classic bike, it might make a good parts bike, but a relatively anonymous, recent Japanese bike?  You can buy an immaculate, year older bike with half the kilometres and no crashes for less than five grand.

The moral of all this?  I've found two.  Firstly, you're taking a big risk buying a bike without the ownership on hand.  I got lucky with the Yamaha, but I could have as easily gone in and found that it was scraped and what I'd bought could never legally ride on the road again.  Secondly, if you see a bike with anything other than a working title in Ontario, stay away unless you're looking for a parts bike, in which case price it accordingly.


Links & Information on Motorcycle Branding in Ontario
(and generally in North America)

https://www.ontario.ca/laws/regulation/020376/v1
https://en.wikipedia.org/wiki/Vehicle_title_branding
http://www.mto.gov.on.ca/english/vehicles/vehicle-branding-program.shtml
http://www.mto.gov.on.ca/english/vehicles/vehicle-branding-program-faq.shtml
http://www.gtamotorcycle.com/vbforum/archive/index.php/t-141734.html?s=73a91a4860714e30a183b20b315ff3d5
"In Ontario there is no "rebuilt" for motorcycles. They are either clear title, or scrap. If it's ever been 'branded', then it can never be licensed for the road. You need to have a clean, unbranded frame in order to license a motorcycle for on-road use."

http://ontariorodders.activeboard.com/t52382265/salvage-title/
http://www.kijiji.ca/b-motorcycle-parts-accessories/gta-greater-toronto-area/frames-with-titles/k0c309l1700272
http://www.gtamotorcycle.com/vbforum/archive/index.php/t-177188.html
http://www.gtamotorcycle.com/archives/archive/index.php/t-54857.html
http://www.gtamotorcycle.com/archives/archive/index.php/t-131215.html


Q9: Can I legally drive an "Irreparable" or "Salvage" vehicle on Ontario roads?
No. Vehicles branded as "Irreparable" can never be driven on Ontario roads. They can only be used for parts or scrap.
Vehicles branded as "Salvage" can't be driven on the road, but they can be towed for the purposes of repair or receiving a Safety Standards Certificate. If you want to drive a "Salvage" vehicle, it must be upgraded to "Rebuilt." This can only be done if it has passed a structural inspection and safety inspection to be registered for on-road use.


Q10: How can I change the brand on my vehicle from "Salvage" to "Rebuilt"?
To make sure your vehicle meets minimum safety standards, it must pass an inspection and be issued a Structural Inspection Certificate (SIC). You must submit the SIC and registration permit to a Ministry of Transportation licensing office. Once accepted and approved, the "Salvage" brand will be changed to "Rebuilt."
Once the "Rebuilt" brand is placed on the vehicle registration file, you must obtain a Safety Standards Certificate from any Motor Vehicle Inspection Station so the vehicle can be declared "fit." The vehicle may then be plated and legally operated (once it has been provided with a Drive Clean certificate, if required).

Monday 10 August 2015

2015 IndyGP Videos & Photos

I'm sorting through the photos and videos from the Indianapolis MotoGP trip... here's what I've got so far:



Prior to take-off

At the Michigan International Speedway

Lunch stop in North Manchester

The back straight at Indy - what a ride!


Bike parking on the back straight

Indy golf course in the infield

Friday practice session for the 2015 Indy GP


Yamaha R1 guts

Dancing through the esses

Danny Kent doing the business (qualified first!)


The Doctor at work

The Maestro Marc Marquez doing what he does

There were many more bikes when we returned!

They compete for motorcycle insurance here?
We must not be in Ontario!


Motorcycles on Meridian

Thousands upon thousands of bikes - if it's been built it's here!



Michigan International Speedway
You can sign in and have a look around inside! 





Indy Again



Google auto-made video of the track day